About The Capital Coach

Robert James brings more than 15 years of commercial lending and credit underwriting experience to The Capital Coach. His goal is simple: help business owners understand what a banker wants to see before they apply.

Short PDF workbooks turn the lending decision process into practical checklists and worksheets. Start with organizing your loan package, understanding your financial story, and identifying questions to discuss with your lender.

This is education, not a loan or broker service. No workbook can guarantee an approval, a rate, or a funding amount.

For educational purposes only; not financial, legal, or lending advice. Lender requirements vary.